2024 Costs

Your monthly premium contributions will depend on the benefit plans and coverage options you choose and who you cover. The costs outlined below do not include any surcharges that may apply to you and/or your spouse.

Keep in mind:
  • Your contributions toward medical, dental, vision coverage are deducted from your paycheck on a pre-tax basis.
  • If you elect other benefits, such as supplemental life and AD&D, accident insurance, or critical illness, your contributions will be deducted on a post-tax basis.
Hourly Employees
Coverage Tier Green Plan Blue Plan
Monthly Premium for 2024 Monthly Premium for 2024
Employee Only $70 $129
Employee + Spouse $204 $322
Employee + Child(ren) $190 $296
Employee + Family $299 $491

Salaried Employees
Coverage Tier Green Plan Blue Plan
Monthly Premium for 2024 Monthly Premium for 2024
Employee Only $95 $167
Employee + Spouse $254 $400
Employee + Child(ren) $234 $372
Employee + Family $364 $572

Coverage Tier Monthly Premium
Employee Only $8.46
Employee + Spouse $12.27
Employee + Child(ren) $14.83
Employee + Family $22.31

Coverage Tier Monthly Premium
Employee Only $26.50
Employee + Spouse $54.00
Employee + Child(ren) $55.50
Employee + Family $89.50

Employee Age
as of 1/1/2024
Monthly Premium
Per $1,000 of Coverage
Under 30 $0.085
30 – 34 $0.105
35 – 39 $0.115
40 – 44 $0.145
45 – 49 $0.215
50 – 54 $0.325
55 – 59 $0.595
60 – 64 $0.915
65 – 69 $1.755
70 – 74 $2.805
75+ $4.475

Plan Option Max Coverage Amount Monthly Premium
High Spouse – $20,000
Per Child – $10,000
$6.80
Low Spouse – $10,000
Per Child – $5,000
$3.40

Hourly Employees
Plan Option Monthly Premium
Per $100 of Coverage
Long-Term Disability Rate $0.610

Salaried Employees
Plan Option Monthly Premium
Per $100 of Coverage
Long-Term Disability Rate $0.515

Coverage Tier Monthly Premium
Employee Only $5.14
Employee + Spouse $8.76
Employee + Child(ren) $10.30
Employee + Family $13.92

Employee/Spouse Age
as of 1/1/2024
Employee Monthly Premium
Per $1,000 of Coverage
Spouse Monthly Premium
Per $1,000 of Coverage
Under 25 $0.54 $0.54
25 – 29 $0.56 $0.56
30 – 34 $0.58 $0.58
35 – 39 $0.64 $0.64
40 – 44 $0.83 $0.83
45 – 49 $1.15 $1.15
50 – 54 $1.66 $1.66
55 – 59 $2.44 $2.44
60 – 64 $3.18 $3.18
65 – 69 $3.92 $3.92
70+ $5.02 $5.02
Child(ren) Coverage Amount
(eligible up to age 26)
Monthly Premium
$2,500 $1.63
$5,000 $3.25
$10,000 $6.50
$15,000 $9.75

Plan Option Monthly Premium
LegalShield $14

If you enroll in the Lennox medical plan you can save even more money each year by taking the following steps:
  • Confirm Tobacco Use: You will pay a monthly surcharge if you (or your covered spouse) uses tobacco and enrolls in a Lennox medical plan. If you are not a tobacco user, be sure to answer “No” on the Tobacco Use question in BenefitSource during enrollment.
  • Certify Working Spouse Status: You will pay an additional monthly surcharge if you cover a spouse who is eligible for coverage under another employer’s medical plan. If this situation does not apply to you, be sure to answer the Working Spouse Status question accordingly in BenefitSource during enrollment.
  • Complete an Annual Health Screening: Submit your results by the current plan year’s deadline to avoid the monthly Wellness surcharge the following plan year. If your spouse is enrolled in the medical plan, there is a separate additional Wellness surcharge.
NOTE: It is mandatory to complete these actions every year. Failure to do so will result in additional monthly surcharges for you and your covered spouse as noted below:

Monthly Surcharge Employee Covered Spouse
If You Fail to Complete an Annual Health Screening* $75 $75
If Using Tobacco Products** $150 $150
Working Spouse Status*** N/A $100

* If you and/or your spouse are unable to complete these requirements or meet the healthy target ranges due to a medical condition, your physician can fill and sign the Medical Waiver form located on LIIveWell. If you or your spouse are pregnant, you do NOT need to complete a health screening. Instead, you must submit the Pregnancy Waiver form. You can also inquire about alternative screening options by contacting LIIveWell at (844) 800-2454.

** If you or your covered spouse’s status changes during the year, you can submit an affidavit through BenefitSource.