Critical Illness Insurance

Severe illnesses not only bring physical and emotional strain, but they can be financially devastating.

Lennox offers Critical Illness Insurance plans, through Voya Financial, to help you prepare for all the potential costs related to you and your family’s healthcare.

The plan also includes a bonus annual benefit payment to both you and covered spouse if you each complete a wellness exam – that’s $100 each!

Eligibility

Asset 2@2x

Benefit Features

Critical Illness Insurance pays you a lump sum benefit when you are diagnosed with a serious illness. Benefits are paid in addition to your medical plan, and you can use the money any way you choose.
Covered Conditions:
  • Alzheimer’s disease
  • Amyotrophic lateral sclerosis (ALS)
  • Benign brain tumor
  • Blindness
  • Cancer
  • Carcinoma in situ
  • Cerebral palsy — for covered children
  • Coma
  • Coronary artery bypass
  • Deafness
  • Down syndrome — for covered children
  • End-stage renal failure
  • Heart attack
  • Infectious disease
  • Major organ failure
  • Multiple sclerosis
  • Parkinson’s disease
  • Permanent paralysis
  • Skin cancer
  • Stroke
NOTE: Diagnosis must occur after the effective date of coverage to receive benefits.
You can purchase coverage for yourself, your spouse, and your dependent children in the following amounts:
Coverage Tier 2023 Benefit Amounts
Employee $5,000$30,000
In $5,000 increments
Spouse $5,000, $10,000 or $15,000
In $5,000 increments
Child* $2,500, $5,000,
$10,000
or $15,000
*Child(ren) up to age 26.

Need to File A Claim?
Voya makes the claim submission process as easy as possible. To submit a claim, visit the Voya Online Claims Center at Voya.com/Claims and click on “Get Started” under “Start a Claim”. You will need to enter your group name and policy number.

Keep in Mind

Your Critical Illness Insurance policy premium is paid with after-tax dollars via automatic payroll deductions.

Additional Information