Accidents can happen when you least expect it and there can be a wide span of extra costs – on top of treating the injury – that may not be covered under your primary medical plan.
To give you peace of mind, Lennox has partnered with Voya Financial to offer voluntary Accident Insurance coverage that pays a cash benefit to help cover eligible out-of-pocket injury-related expenses.
To give you peace of mind, Lennox has partnered with Voya Financial to offer voluntary Accident Insurance coverage that pays a cash benefit to help cover eligible out-of-pocket injury-related expenses.
Eligibility
Benefit Features
Our Accident Insurance policies pay out a lump sum benefit depending on the injury you sustain and the treatment you receive from a covered accident. Supplemental coverage is also available to purchase for your spouse and dependent children.
Accident Insurance coverage pays in addition to any other coverage you have, and you can use the funds for eligible expenses such as:
Accident Insurance coverage pays in addition to any other coverage you have, and you can use the funds for eligible expenses such as:
- Medical costs, such as deductibles & copays
- Ambulance trips & transportation costs
- Rehabilitation & home healthcare
- Physical therapy & emotional support
- Lost income due to lost time at work
- Everyday expenses like utilities & groceries
Here is a brief overview of sample events and covered treatment services under the plan. For more details about the coverage options this benefit offers, please refer to the Additional Information section below.
| EVENT | BENEFIT |
| Covered Treatment/Services | |
| ER/Urgent Care | $150/$150 |
| Primary Care Physician | $60 |
| Hospital Admission Critical Care Confinement |
$1,000 + $300 per day + $475 per day, up to 15 days |
| Additional Benefits | |
| Fractures | Up to $4,500 |
| Dislocations | Up to $5,100 |
| Ambulance (air/ground) | $1,000/$240 |
| Burns | Up to $10,000 |
| Coma | $11,500 |
| Concussion | $150 |
| X-Ray | $30 |
| Eye Injury | Up to $225 |
| Lacerations | Up to $320 |
| Open Abdominal Surgery | $800 |
| Outpatient Surgery | $150 |
| Ruptured Disc | $500 |
| Tendon/Ligament/Rotator Cuff Repair | $550/$800/$275 |
| Transportation (per trip) | $500 |
Voya makes the claim submission process as easy as possible. To submit a claim, visit the Voya Online Claims Center at Voya.com/Claims and click on “Get Started” under “Start a Claim”. You will need to enter your group name and policy number.
Keep in Mind
Your Accident Insurance policy premium is paid with after-tax dollars via automatic payroll deductions.
