Flexible Spending Accounts (FSAs)

Save pre-tax dollars for future eligible expenses.

Flexible Spending Accounts (FSAs) let you set aside money to cover eligible out-of-pocket health care and dependent care expenses.

The benefit is provided by TaxSaver Plan, in partnership with Navia. Medical plan enrollment not required.

ATTENTION: Plan Year 2026 FSA Participants

TaxSaver Plan will transition to Navia Benefit Solutions effective January 1, 2026.

If you elected to participate in a 2026 FSA, a NEW Navia debit card will be mailed to you by late December 2025 along with a “Welcome to Navia Benefits” account registration email.

If you have a current active 2025 FSA, your TaxSaver Plan debit card will no longer be active as of midnight on 12/31/25.
Why the “new” vendor? In July 2022, TaxSaver Plan announced its partnership with Navia Benefit Solutions. As a result of this partnership, your FSA benefit will be moving to the Navia platform effective January 1, 2026.

All 2026 FSA participants MUST register on Navia’s website for online and mobile app account access.
  1. Click here to visit Navia’s registration site
  2. Click the “I’m a Participant” button
  3. Next, you will need to fill in the following information:
    • Last Name (enter your name exactly as found in your BenefitSource account)
    • First Name Initial ONLY (no hyphens or apostrophes)
    • Date of Birth
    • Lennox Employer Code: LOX
    • Last four digits of your Social Security #
    • Personal Email Address
  4. Choose and answer three security questions
  5. Enter a username (this will be your account login)
  6. Accept the Terms and Conditions.
  7. Click “Submit”.
  8. Check for an email confirmation with a temporary link to set your account password.
Need help? Call Navia at 800-669-3539. You can also refer to the TaxSaver to Navia Transition Announcement.

Get Reimbursed for 2025 FSA-Eligible Expenses


Submit your plan year 2025 Health Care FSA and/or Dependent Care FSA-eligible expense claims for reimbursement in your TaxSaver Plan account. If you have questions, call 1-800-328-4337.

Your 2025 FSA will continue to be managed through the TaxSaver Plan platform until 12/31/25.

Eligibility

Asset 1@2x

Benefit Features

When can I elect the FSA?

If you would like to participate, you MUST actively elect one or both FSAs each year during annual Open Enrollment, or within 31 days of a qualifying life event.

Contributions for both account types will be deducted from your paycheck before taxes.

What are my FSA options?

You can elect to participate in one or both FSA options below.

Health Care FSA:
  • Helps pay for eligible medical, dental, vision, and over-the-counter expenses for you or a dependent.
  • Your elected annual Health Care FSA amount will be available in full starting January 1 to help pay down your annual medical deductible and out-of-pocket maximum.
  • Click to view a list of eligible health care expenses and eligible over-the-counter items.
Have unused funds? You can rollover a specific amount of your unused Health Care FSA dollars to the next plan year. Re-election of the FSA benefit is required during Open Enrollment.

Dependent Care FSA:
  • Helps pay for eligible expenses associated with childcare/babysitting, nursery school, preschool, after-school programs, adult day care, eldercare programs, day camps, and late pick-up fees.
  • To qualify you must care for a child(ren) under age 13, a dependent (over age 26) who is physically or mentally incapable of self-care, and/or an elder eligible adult who lives with you.
  • Click to view a list of eligible dependent care expenses.
Maximize your pre-tax savings. Dependent Care FSA contributions are “use it or lose it.” Unused funds do not rollover to the next plan year. Re-election of the FSA benefit is required during Open Enrollment.

Health Care FSA Dependent Care FSA
How Much Pre-Tax Money
Can I Contribute? 		2025
$250 minimum
$3,200 maximum 		2025
$250 minimum
$5,000 maximum
(or $2,500 maximum if married but filing taxes separately)
When Are My FSA
Funds Available? 		The money you elect to put aside will be available in full immediately beginning January 1 – you don’t have to wait for it to accrue to begin using your FSA. You can also submit receipts for reimbursement. Expenses can only be reimbursed up to the amount you have elected to put aside in your account when you submit your claim.
How Can I Access
My FSA Funds? 		You will receive a debit card in the mail that can be used to pay for eligible expenses at the doctor’s office or the pharmacy.

NOTE: If you use your FSA debit card to pay for a covered health care service that isn’t submitted through one of Lennox’s benefit plans, you will need to provide a copy of the itemized receipt for the debit card transaction to be substantiated and approved. 		For reimbursement, you must keep receipts of eligible expenses and submit your claims online.

NOTE: Keep your receipts and submit them with your claim for reimbursement.
What Are The IRS-Approved
FSA Expenses? 		IRS-qualifying medical, prescription, dental, vision, and over-the-counter expenses include:
  • Doctor On Demand visits
  • Annual deductibles
  • Copays / Coinsurance
  • Prescription drugs
  • Medical supplies
  • Over-the-counter drugs
  • Dental care
  • Vision care, prescription eyeglasses, & contact lenses.
 IRS-qualifying dependent care expenses include:
  • Nursery schools
  • Licensed day care centers
  • In-home day care providers
  • Before- and after-school care (if not already included in tuition)
  • Summer day camp, but not overnight camp
  • Adult day care facilities for elder adults or dependent adults who are mentally or physically incapable of caring for themselves.
What Is The Deadline For FSA Expenses? You can incur eligible expenses through December 31 of the current plan year.

You must submit expenses by March 31 of the following year.

NOTE: Up to $640 of unused Health Care FSA funds can be rolled over to the next year. 		You can incur eligible expenses through December 31 of the current plan year.

You must submit expenses by March 31 of the following year.

NOTE: Dependent Care FSA funds are “use it or lose” and cannot be rolled over.

Get the App

The TaxSaver Plan mobile app lets you manage your FSAs on the go.
App Store | Google Play

Additional Information

Lennox – 2026 FSA – TaxSaver to Navia Transition
TaxSaver – 2025 FSA Benefit Summary
TaxSaver – Standard FSA Claim Form
Lennox – FSA Flex Debit Card Information

Video

How to Maximize the Benefits of Your FSA Dollars