Critical Illness Insurance

Magellan Health Our Critical Illness Insurance is provided through Voya Financial so you can protect your finances after being diagnosed with a covered illness.

As a bonus, each covered member is also entitled to a $100 Wellness Benefit if they complete one eligible health-related screening test per year – this includes Lennox’s LIIveWell Annual Health Screening!

This voluntary policy can only be purchased for yourself, your spouse, and/or your dependent children when you are initially eligible or during the annual Open Enrollment period.

Eligibility

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Benefit Features

Planning ahead can help protect your savings and minimize debt when dealing with unexpected medical issues.

Critical Illness Insurance adds another layer of financial protection. Your policy will directly pay you a lump-sum benefit amount which can be used to pay medical bills, rent, groceries, childcare, transportation costs, and more.
Commonly Covered Conditions*
  • Alzheimer’s disease
  • Amyotrophic lateral sclerosis (ALS)
  • Benign brain tumor
  • Blindness
  • Cancer
  • Carcinoma in situ
  • Cerebral palsy — for covered children
  • Coma
  • Coronary artery bypass
  • Deafness
  • Down syndrome — for covered children
  • End-stage renal failure
  • Heart attack
  • Infectious disease
  • Major organ failure
  • Multiple sclerosis
  • Parkinson’s disease
  • Permanent paralysis
  • Skin cancer
  • Stroke
*A qualifying medical illness diagnosis must occur after the effective date of your Critical Illness Insurance policy to be eligible for the benefit payment. Review the Certificate of Coverage for more details.
The Critical Illness Insurance benefit is voluntary and can only be purchased for yourself, your spouse, and/or your dependent children when you are initially eligible or during the annual Open Enrollment period.

No medical questions or tests are required to enroll.

Each individual’s age and elected benefit amount will determine your monthly cost of coverage.

Coverage Tier Benefit Amounts
Employee $5,000 – $30,000 In $5,000 increments
Spouse $5,000, $10,000 or $15,000 In $5,000 increments
Dependent Child(ren)* Choice of $2,500, $5,000, $10,000 or $15,000
*Eligible dependent child(ren) up to age 26.

Visit https://presents.voya.com/EBRC/lennox to explore your options in more detail.

Your policy automatically includes a $100 Wellness Benefit. Each covered person who completes at least one health-related screening qualifies for an annual one-time payout.

Common eligible screenings include a routine physical, eye exam, dental exam, pap smear, mammogram, colonoscopy, and many more. Lennox’s LIIveWell Annual Health Screening also qualifies!

With your policy…

  • Your annual benefit amount is $100.
  • Your covered spouse’s annual benefit amount is $100.
  • Each covered child’s annual benefit amount is $100.
* The $100 Wellness Benefit is payable up to a maximum of one time per covered person per calendar year. Review the Certificate of Coverage for a full list of eligible health screening tests.

It’s easy to claim your $100 Wellness Benefit.

  1. Visit the Voya Online Claims Center at Voya.com/Claims.
  2. Click “Get Started” under “Start a Claim.”
  3. Click on “Let’s Get Started” then select “Policy/ Employee.”
  4. Select who the claim is for and continue.
  5. Fill in your personal information and enter the Lennox group number: 67102-9.
  6. Select “Wellness/Health Screening”, then “Critical Illness.”
  7. Click “Submit.”
If your claim is approved, you should receive your paid benefit within 10 business days of the approval.

Need help? Call the Voya Claims Center at (877) 236-7564.

Here are the steps you can follow to file a claim online in 15 minutes
  1. Visit the Voya Online Claims Center.
  2. Select the benefit you would like to file a claim for. Click “Get Started.”
  3. Review the information to have on hand. Click “Let’s Get Started.”
  4. Select “Policy/Employee.”
  5. Fill in your personal information and enter Lennox group #67102-9.
  6. Upload required supporting documentation.
  7. Electronically sign and click “Submit.”
  8. Check your email for your submission confirmation number.
If your claim is approved, you should receive your paid benefit within 10 business days of the approval.

Need help? Call the Voya Claims Center at (877) 236-7564.

Keep in Mind

Your Critical Illness Insurance policy premium is paid with after-tax dollars via automatic payroll deductions.

Additional Information

Voya – Critical Illness Insurance Benefit Overview
Voya – Critical Illness Insurance $100 Wellness Benefit
Voya – Critical Illness Insurance Plan Documents
Voya – How To File A Claim
Voya – How To Identify Claims Opportunities

Video

Benefit Basics: Critical Illness Insurance