Accidents can happen when you least expect it and there can be a wide span of extra costs – on top of treating the injury – that may not be covered under your primary medical plan.
To give you peace of mind, Lennox has partnered with Voya Financial to offer voluntary Accident Insurance coverage that pays a cash benefit to help cover eligible out-of-pocket injury-related expenses.
You can purchase coverage for yourself, your spouse, and/or your dependent children during Open Enrollment.
To give you peace of mind, Lennox has partnered with Voya Financial to offer voluntary Accident Insurance coverage that pays a cash benefit to help cover eligible out-of-pocket injury-related expenses.
You can purchase coverage for yourself, your spouse, and/or your dependent children during Open Enrollment.
Eligibility
Benefit Features
If you are injured and treated following a covered accident, Accident Insurance pays you a lump sum benefit amount (in addition to any other coverage you may have).
This benefit can help you protect your finances by covering eligible expenses, such as:
This benefit can help you protect your finances by covering eligible expenses, such as:
- Medical costs, such as deductibles & copays
- Ambulance trips & transportation costs
- Rehabilitation & home healthcare
- Physical therapy & emotional support
- Lost income due to lost time at work
- Everyday expenses like utilities & groceries
Here is a brief overview of common injuries and associated treatment services that may be covered under Lennox’s Accident Insurance plan.
For an in-depth understanding of what is and isn’t covered, please refer plan documents found below.
For an in-depth understanding of what is and isn’t covered, please refer plan documents found below.
| EVENT | BENEFIT |
| Covered Treatment/Services | |
| ER/Urgent Care | $150/$150 |
| Primary Care Physician | $60 |
| Hospital Admission Critical Care Confinement | $1,000 + $300 per day + $475 per day, up to 15 days |
| Additional Benefits | |
| Fractures | Up to $4,500 |
| Dislocations | Up to $5,100 |
| Ambulance (air/ground) | $1,000/$240 |
| Burns | Up to $10,000 |
| Coma | $11,500 |
| Concussion | $150 |
| X-Ray | $30 |
| Eye Injury | Up to $225 |
| Lacerations | Up to $320 |
| Open Abdominal Surgery | $800 |
| Outpatient Surgery | $150 |
| Ruptured Disc | $500 |
| Tendon/Ligament/Rotator Cuff Repair | $550/$800/$275 |
| Transportation (per trip) | $500 |
- Visit the Voya Online Claims Center at Voya.com/Claims.
- Click on “Get Started” under “Start a Claim”. Enter Lennox group #67102-9 and your policy number.
- After answering a few questions, you will be asked to upload supporting documentation for your claim.
- Electronically sign and submit your claim. You will immediately receive an email with a confirmation number letting you know the claim submission was successful.
Keep in Mind
Your Accident Insurance policy premium is paid with after-tax dollars via automatic payroll deductions.
Additional Information
Video
Benefit Basics: Accident Insurance