Critical Illness Insurance

Magellan Health Lennox offers Critical Illness Insurance, through Voya Financial, to help pay for extra expenses beyond medical bills so you can focus on recovery.

You can purchase coverage for yourself, your spouse, and/or your dependent children during Open Enrollment.

A $100 Wellness Benefit is also available to each covered person who completes an eligible health screening test – this includes the Lennox employee/spouse annual LIIveWell screening!

Eligibility

Benefit Features

Planning ahead can help protect your savings and minimize debt when dealing with unexpected medical issues.

Critical Illness Insurance adds another layer of financial protection. Your policy will directly pay you a lump-sum benefit amount which can be used to pay medical bills, rent, groceries, childcare, transportation costs, and more.
Commonly Covered Conditions*
  • Alzheimer’s disease
  • Amyotrophic lateral sclerosis (ALS)
  • Benign brain tumor
  • Blindness
  • Cancer
  • Carcinoma in situ
  • Cerebral palsy — for covered children
  • Coma
  • Coronary artery bypass
  • Deafness
  • Down syndrome — for covered children
  • End-stage renal failure
  • Heart attack
  • Infectious disease
  • Major organ failure
  • Multiple sclerosis
  • Parkinson’s disease
  • Permanent paralysis
  • Skin cancer
  • Stroke
*Qualifying medical diagnosis must occur after the effective date of your CII plan to receive benefits. Review the CII Certificate of Coverage for more details.
You can only elect Lennox Critical Illness Insurance policies for yourself, your spouse, and/or your dependent children during annual Open Enrollment.

No medical questions or tests are required to enroll.

Each individual’s age and elected benefit amount will determine your monthly cost of coverage.

Coverage Tier Benefit Amounts
Employee $5,000 – $30,000 In $5,000 increments
Spouse $5,000, $10,000 or $15,000 In $5,000 increments
Dependent Child(ren)* Choice of $2,500, $5,000, $10,000 or $15,000
*Eligible dependent child(ren) up to age 26.

Visit https://presents.voya.com/EBRC/lennox to explore your options in more detail.
Your policy automatically includes a $100 Wellness Benefit and each covered person who completes at least one health-related screening qualifies for the payment.

Common eligible screenings include a routine physical, eye exam, dental exam, pap smear, mammogram, colonoscopy, and many more. The annual LIIveWell health screening counts too!

With your policy…

  • Your annual benefit amount is $100.
  • Your covered spouse’s annual benefit amount is $100.
  • Each covered child’s annual benefit amount is $100.

It’s easy to claim your $100 Wellness Benefit.

  1. Visit the Voya Online Claims Center at Voya.com/Claims.
  2. Click on “Get Started” under “Start a Claim”. Enter Lennox group #67102-9 and your policy number.
  3. Complete the questions regarding the health screening test and submit your Wellness Benefit claim (one person per claim). Save your confirmation number.
  4. Receive a benefit payment for the covered individual for whom an eligible claim was filed.
NOTE: The CII Wellness Benefit is payable up to a maximum of one time per covered person per calendar year. Review the Certificate of Coverage for a full list of eligible health screening tests.
  1. Visit the Voya Online Claims Center at Voya.com/Claims.

  2. Click on “Get Started” under “Start a Claim”. Enter Lennox group #67102-9 and your policy number.

  3. After answering a few questions, you will be asked to upload supporting documentation for your claim.

  4. Electronically sign and submit your claim. You will immediately receive an email with a confirmation number letting you know the claim submission was successful.

Keep in Mind

Your Critical Illness Insurance policy premium is paid with after-tax dollars via automatic payroll deductions.

Additional Information

Voya – Critical Illness Insurance Plan Summary
Voya – Critical Illness Insurance $100 Wellness Benefit
Voya – Critical Illness Insurance Plan Documents

Video

Benefit Basics: Critical Illness Insurance